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RECREATIONAL VEHICLE INSURANCE

Your RV is more than just an automobile and it needs more than just standard car insurance. Be sure to click on your recreational vehicle type for more information on the coverages we offer. Let the staff at Ed Cantu Insurance Agency help you get the proper coverage at the best price. Call today!

Types Of Vehicles

  • Motor Homes
  • Recreational Vehicles
  • Travel Trailers
  • Fifth Wheels
  • Off Road Vehicles

Types Of Coverage

  • Liability Coverage
  • Collision Coverage
  • Comprehensive Coverage
  • Personal Injury Protection
  • Medical Payments

Potential Options

  • Total Loss Replacement
  • Towing and Roadside
  • Campsite/Vacation
  • Full-Timer
  • Content

Motor Homes and RVs

Coverage Included With Your Policy

Comprehensive Coverage for protection from just about any direct, sudden, and accidental loss, including: collision, fire, smoke, flood, landslide, hail, windstorm, animals, vandalism, low branches or overhangs, theft and lightning. Coverage for Attached Accessories, including awnings, satellite dishes and TV antennas.

Optional Coverage

Total Loss Replacement Coverage protects your motor home from the effects of depreciation. If your new-model motor home is destroyed within its first five years, we'll pay to replace it with a brand new one of similar kind and quality - no matter what it costs. In years six through ten, we'll give you up to what you paid for it originally toward the purchase of another motor home. This option can save you literally thousands of dollars when compared to typical auto policies, which pay only the Actual Cash Value (ACV) of your motor home at the time it's destroyed. ACV is the current value of your motor home.

Emergency Expenses Coverage that pays for lodging or travel home if your rig is damaged or destroyed by a covered loss more than 50 miles from home.

Campsite/Vacation Liability Coverage provides liability coverage when you are parked and using your motor home as a residence.

Replacement Cost Coverage on personal belongings that are destroyed or stolen.

Towing and Roadside Assistance eliminates the hassle of buying a separate towing plan. Towing, jump starts, roadside service, flat tire changes, fuel delivery, and locksmith services are just a toll-free phone call away. There are no out-of-pocket payments required, either. Just sign and drive. What's more, your motor home is covered regardless of who is driving!

Full-Timer Coverage provides liability protection very similar to a homeowners policy. While an auto policy will only provide liability protection when you are using your motor home as a vehicle, a Farmers Full-Timer policy covers you when you are parked and using your rig as a residence, too.

Travel Trailers

Coverage included with your policy

Comprehensive Coverage for protection from just about any direct, sudden, and accidental loss, including: collision, fire, smoke, flood, landslide, hail, windstorm, animals, vandalism, low branches or overhangs, theft and lightning.

Coverage for Attached Accessories, including awnings, satellite dishes and TV antennas.

Optional coverage

Total Loss Replacement Coverage protects your travel trailer from the effects of depreciation. If your new-model travel trailer is destroyed within its first five model years, we'll pay to replace it with a brand new one of similar kind and quality no matter what it costs. Emergency Expenses Coverage pays for lodging or travel home if your rig is damaged or destroyed by a covered loss more than 50 miles from home. Campsite/Vacation Liability Coverage when you are parked and using your travel trailer as a residence. Replacement Cost Coverage on destroyed or stolen personal belongings.

Towing and Roadside Assistance eliminates the hassle of buying a separate towing plan. Towing, jump starts, roadside service, flat tire changes, fuel delivery, and locksmith services are just a toll-free phone call away. There are no out-of-pocket payments required, either. Just sign and drive. What's more, your travel trailer - and your tow vehicle - are covered, regardless of who is driving!

Full-Timer Coverage provides liability protection very similar to a homeowners policy. While an auto policy will only provide liability protection when you are on the road, our Full-Timer policy covers you when you are parked and using your rig as a residence, too.

Stationary Travel Trailer Program gives you extensive comprehensive and contents coverage if you use your travel trailer as a seasonal or permanent residence. This includes liability coverage that covers liability, medical payments to others, and property damage claims caused by an accident for which you are held liable. This program provides you with additional protection since your auto or homeowners policies may not extend coverage to you.

Fifth Wheels

Coverages Included With Your Policy

Comprehensive Coverage for protection from just about any direct, sudden, and accidental loss, including: collision, fire, smoke, floods, landslides, hail, windstorms, animals, vandalism, low branches or overhangs, theft and lightning.

Coverage for Attached Accessories, including awnings, satellite dishes and TV antennas.

Optional Coverages

Total Loss Replacement Coverage that protects your fifth wheel from the effects of depreciation. If your new-model fifth wheel is destroyed within its first five model years, and you're the original owner, we'll pay to replace it with a brand new one of similar kind and quality - no matter what it costs as long as you replace the fifth wheel. In years six through ten, we'll give you up to what you paid for it originally toward the purchase of another fifth wheel.

This option can save you literally thousands of dollars when compared to typical auto policies, which pay only the Actual Cash Value (ACV) of your fifth wheel at the time it's destroyed. That's the current value of your fifth wheel.

Emergency Expenses Coverage that pays for lodging or travel home if your rig is damaged or destroyed by a covered loss more than 50 miles from home.

Campsite/Vacation Liability Coverage that provides liability coverage when you are parked and using your fifth wheel as a residence. Replacement Cost Coverage on personal belongings that are destroyed or stolen.

Towing and Roadside Assistance eliminates the hassle of buying a separate towing plan. Towing, jump starts, roadside service, flat tire changes, fuel delivery, and locksmith services are just a toll-free phone call away. There are no out-of-pocket payments required, either. Just sign and drive. What's more, your fifth wheel - and your tow vehicle - are covered, regardless of who is driving!

Full-Timer Coverage that provides liability protection very similar to a homeowners policy. While an auto policy will only provide liability protection when you are on the road, our Full-Timer policy covers you when you are parked and using your rig as a residence, too. A special option for fifth wheelers is that we can insure your medium duty tow truck you use to tow your fifth wheel travel trailer, provided the medium duty tow truck's GVWR exceeds 10,000 pounds.

Our Special Program for Stationary fifth wheels gives you extensive comprehensive and contents coverage if you use your fifth wheel as a seasonal or permanent residence. This includes liability coverage that covers liability, medical payments to others, and property damage claims caused by an accident for which you are held liable. This program provides you with additional protection since your auto or homeowners policies may not extend coverage to you.

Off Road Vehicles

Off road vehicles include snowmobiles, dirt bikes, dune buggies, golf carts, 3 wheel ATV's, 4 wheel ATV's, 6 wheel ATV's and many more!

Types of coverage

Collision Coverage

Liability Coverage

Medical Payments Coverage

Safety Apparel Coverage provides up to $1,500 in coverage for damage to any clothing designed to minimize damage from an accident, including helmets and goggles.

Optional coverages

For extra protection out on the trail, and because not everyone's circumstances are the same, we offer a variety of options like:

Increased limits on liability

Optional Equipment Coverage including towable trailers or sleds made for use with an ATV or snowmobile

Coverage on transport trailers valued up to $7,500

Fill out the form below for a personalized quote!

Rv Insurance Quote

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