We rely on our cars to get us from here to there every day so it makes sense to search for the best protection at the best price. In this day and age you can buy auto insurance on the web or by calling a 1-800 number, however, it can be more beneficial for you to have a trusted insurance agent in your area to help with your specific insurance needs. Be sure to read the 6 major types of auto coverage below and jot down any questions you may have. Call today and Ed Cantu's staff can answer your insurance questions and help you gain a better understanding of your protection or Click Here for your tailor made proposal.
This liability is required by law and is made up of two parts. It covers bodily injury to the other people and their passengers if in a car. It pays the Medical Expenses for Bodily Injury you cause per person but not to exceed the total you have chosen per accident.
When you hit another car, building or object, this pays for the damage to that property.
This covers damage to your car when you hit a car or object regardless of fault.
If your car is damaged by something other than an accident with another car such as a fire, falling trees from a storm, theft, animal collision or a flood.
Medical Payments coverage pays for the hospital and doctor bills to you and the passengers in your car when you have an accident, whether or not it is your fault. (This coverage also applies when you are pedestrian and a car hits you.)
If you are not a member of an auto club such as AAA, Aamco or another Motor Club, then you might think about adding these two types of extra coverage to your policy. Ask your agent how this would affect your premium to decide if it makes since for you.